Coverage
Service of prevention and mitigation of the damage caused by the incident
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Immediate Attention 24hours / 365 days
Expenses derived from legal advice of global consultants within the next 72 hours after the incident: notify security failure, data leak and illegal misuse of personal data.
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Digital Forensics-related Expenses
Expenses aimed at stopping, solving the incident and being able to continue with the activity of the company as soon as possible.
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Data Recovery
Professional fees to recover or recreate own data and/or that of third parties, as well as install and reconfigure the damaged software.
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Legal Expenses
Expenses arising from legal advisor, follow-up of complaints, advice when notifying affected parties.
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Notice to affected parties
Expenses resulting from notifying affected parties and/or competent overseer authorities of unlawful misuse of their personal data.
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Administrative sanctions
Defence Expenses due to inspections and amount of financial penalties imposed by Spanish Data Protection Agency due to malpractice, cyber-attacks or physical loss of private data by mistake.
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Identity and credit control service
Sensible expenses related to identity and credit control. Sensible premium for personal insurance in relation to identity theft of those affected.
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Reputation
Expenses aimed at preventing and mitigating damage to the company’s reputation and that of those people who are a key element in the enterprise, including a strategy in the media and public relationship services.
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Consultancy in respect of fraud
Fraud alert services, consultancy and fraud prevention software.
Civil Liability
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Resulted from violations of right to data protection of employees and third parties
Third parties’ claims due to violation of personal data-related rights and confidential information.
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Resulted from lack of security on the net
Third parties’ claims resulting from introducing virus in third parties’ data, refusal to allow a third party to access to their data, destruction or modification of data of third parties, unauthorized access, physical theft or loss of laptop, mobile phone or tablet.
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Subsidiary liability of the person in charge of data processing
Liability of the person in charge of data processing as legal person.
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Resulted from activity on the net (social networks, corporate website…)
Third parties’ claims due to meddling in people’s lives, private life, personal appearance, deep-linking practices…
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Administrative sanctions – Spanish Data Protection Agency
Defence Expenses resulting from inspections and the amount of financial penalties imposed by Spanish Data Protection Agency.
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Damage and Defence expenses resulting from lack of notification
Expenses resulting from lack of diligence in the notice to the parties and the regulatory body.
Damage
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Extortion
Threaten to disseminate, destroy or corrupt confidential information or protected data. Refusal to provide a service or allow users to access to IT systems of their own.
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Loss of benefits
Loss resulting from material interruption on his nets as well as expenses aimed at mitigating and recovering said interruption.
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Loss of data access
Data loss as a result of malicious cyber attacks (malware, hacking, refusal to provide a service, unauthorized access…).
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Loss resulting from identity theft
Economic loss derived from identity theft suffered from a company’s executive.
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Property damage and Personal damages
Damage to the policyholder’s goods, resulting from electronic connection (The Internet of Things – IoT) and even personal damages (employees and third parties).